1. Information We Collect
When you access the or utilize various financial tools, we receive information necessary to verify your identity and facilitate secure transactions. This data includes:
-
Personal Identifiers Full name, social security number, government-issued ID details, and contact information.
-
Online Banking Credentials Encrypted data used for and session authentication.
-
Financial History Account balances, payment history, and credit score information provided by reporting agencies.
2. Use of Collected Data
We use your information to provide effective member services, comply with federal regulations, and prevent fraudulent activity. Specifically, data collected during sessions allows us to:
Service Execution
Processing transactions, maintaining accounts, and providing customer support when you reach out.
Regulatory Compliance
Meeting legal obligations including anti-money laundering (AML) and "know your customer" (KYC) requirements.
3. Rigorous Security Standards
Security is not a feature; it is our primary operating protocol. We employ multi-layered technological safeguards to ensure that every interaction is protected by:
Our Institutional Guardrails
4. Disclosure of Information
Corning Credit Union does not sell your personal information to third parties. Disclosure only occurs in limited circumstances:
- With service providers who assist in our daily operations under strict confidentiality agreements.
- To fulfill legal requests, subpoenas, or judicial proceedings.
- With credit bureaus to report accurate payment history as required by law.
